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Up until recently, all governance of retail stores with regards to credit was handled by the National Credit Regulator (NCR), which has been preoccupied with the implementation of the new debt cou Read More

As consumers of debt counseling have already been blacklisted on one of the credit bureaus, debt counseling has got a bad rep. Truth is, though, it’s a great way to get debt advice and restructure Read More

The National Credit Regulator (NCR) of South Africa, which instituted the debt counseling programme, provides some sound advice for those who are over-indebted. Avoid accumulating more debt while Read More

An influx of debt review applicants is expected by debt councilors around the country for the month of July as many South Africans spend on good times instead of their obligations. Although consum Read More

After you’ve consolidated your debt, or even before, you’ll want to priorities your debt as some debt is more important than others. What determines which debt gets paid first is determined largel Read More